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He That Has Ears To Hear, Let Him Hear
(Matthew 11:15-30)
Challenging both secular wisdom and religious doctrines. - Will our descendants know moral virtue?
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Senior Resources Below:
Chart of the Week: How Social Security Is Contributing to the
Spending Crisis --- Spending
on the three entitlement programs could consume one-half of the economy
by 2056.
Dirty little secrets by Herman Cain (3/15/2005) There are
three dirty little secrets congressional Democrats don't want you to
know about Social Security.
WILLisms describing our current Social Security system: The
government confiscates your money, keeps it for decades, gives you back
a terrible return on your money, then taxes you for the privilege.
More Social Security deceit by Walter E. Williams (3/9/2005) A
fortnight ago, I explained some of the congressional deceit that has become part
and parcel of Social Security. ...There's more to the deceit and dishonesty
about Social Security. Congress tells us that one half (6.2 percent) of the
Social Security tax is paid by employees and the other half paid by employers.
The truth of the matter is that all of it (12.4 percent) is paid by employees.
You say, "What! It says on my pay stub that I pay 6.2 percent." Let's look at
it.
Just Facts
Publishes Fact-Based Analysis of the Social Security Program -
Just Facts has published a compendium of objective and thoroughly
documented facts surrounding the Social Security program. This original
research includes scores of facts concerning one of the largest government
programs in the world. Just Facts, a non-profit research and educational
institute, has completed an extensive analysis of the Social Security
program. With over 250 easily accessible footnotes containing direct
quotations from the Social Security Trustees Report, federal statutes,
vote records, transcripts, federal agency reports and other primary
sources, this research places a storehouse of thoroughly documented
information at readers' fingertips. Holding to strict standards of
credibility, Just Facts has taken an exhaustive look at this topic and
published the results at "
Social Security Facts."
FYI - Congressional Pension
Plan - Compare to Social Security, and consider asking your Congressmen to
terminate their pension plan and go under Social Security and Medicare instead.
Fewer than 4 out of 10 Americans have a pension, with an average fixed pension
of $7,500 a year.
Members of Congress can have up to $2 million
dollar pensions funded by your tax dollars,
2
to 3 times more generous then
plans offered by private businesses. Ex-Senator
Tom Daschle receives an estimated $96,000 a year.
Social Security recipients receive a 2-3% return
on their tax dollars.
In 2005 Congress raised its pay by $330 a month
while Social security COLA was 2.7%, or $25 a month increase - and about half of
that will be taken away by higher Medicare premiums.
While their is no limit on how much taxpayer money
a retired Congressmen can collect, Social Security has no "lock box," just IOUs.
Corrupt Congressmen found guilty of a felony or
defrauding taxpayers are NOT barred from collecting their pensions. Former
Congressman Dan Rostenkowski, convicted of stealing taxpayer funds enjoys a
taxpayer funded pension of over $100,000 a year. Former Congressman John Dowdy
went to jail for perjury, but since leaving the House in 1970 has received $1
million in
a taxpayer funded pension
since.
While taxpayers are locked into Medicare,
Congressmen enjoy a taxpayer funded health care plan they get to keep when they
retire.
Congress has also voted to give themselves full,
guaranteed retirement pensions at age 50 after only 20 years of "service" with a
COLA that dwarfs the Social Security COLA.
Alternatives to AARP
(links below) - AARP accepts Federal funds, does not oppose raiding the Social Security Trust Fund,
does not
support a Balanced Budget Amendment, supports tax increases, lobbies for a
bigger federal government, etc.
(A few articles before the alternative list.)
AARP: Did You Know? The managing
editor of AARP The Magazine, John Stoltenberg, lives an openly homosexual
lifestyle. The AARP website contains articles like, "No Straight Answers,"
indicating their belief that "straight" laws are not beneficial for same-sex
couples and that public policies should be radically changed to accommodate the
so-called "gay community." In addition, AARP's website provides links to five
homosexual organizations and listed Gay and Lesbian Pride Day in the annual
calendar of events, right in between National Senior Citizens fitness Day and
Independence Day.
o
Quit the AARP by Rich Lowry (2/28/2005) The debate over
President Bush's proposed Social Security reform is spawning new pro- and
anti-groups nearly every day. The latest is Conservative Republican Seniors
Against Bush.
o
Why AARP Loves Obamacare By
Philip Hodges -
AARP isn’t really an insurance company in the way we normally think of an
insurance company. The way it makes its money is by licensing its name out to
private insurance companies who sell “Medigap” policies and keeping 4.95% of the
premiums paid to these insurance companies. AARP calls this 4.95% “royalties.”
This comprises over half of its income, while only 20% of its income is from
membership dues. Medigap policies are policies that supplement Medicare by
covering Medicare’s deductibles and coinsurance. They also cover catastrophic
care.
Avik Roy is a health care policy advisor to the Romney campaign and also a
contributing writer to Forbes. He points out that there were Medigap reform
plans that were proposed that would have saved policy holders hundreds of
dollars in premiums. But AARP blocked these reforms because AARP would have lost
$1.8 billion if they had been enacted. So, in keeping these reforms out of
Obamacare, AARP was able to hold on to that $1.8 billion at their senior
members’ expense.
Roy also pointed out that AARP supported Obamacare’s proposed cuts to Medicare
Advantage plans because in so doing, it would force seniors out of those plans,
into traditional Medicare and therefore in the market for Medigap policies. And
AARP makes a majority of their income from these Medigap policies. In fact, AARP
would stand to gain about $1 billion in additional revenue because of
Obamacare’s cuts. That’s a total of about $2.8 billion that AARP gained by
lobbying for and supporting Obamacare. Roy
explained that it got even worse because AARP is exempt from Obamacare’s
insurance mandates:
o
Why I Refuse To Join the AARP by David
L. Goetsch - The answer is simple: Because what was once known as the
American Association of Retired Persons no longer has anything to do with
helping retired people. Rather, it is about using its access to the elderly to
make money—a lot of money—and using that money to pay its executives exorbitant
salaries while lobbing for leftwing political causes such as Obamacare. ...The
AARP’s most effective political strategy is using scare tactics to convince
seniors that Congress is trying to take away their Medicare benefits, even
though the organization’s executives know better. What is widely known in the
halls of Congress as well as the halls of the AARP’s corporate headquarters is
that even the most aggressive Medicare reform recommendations apply to no one
over the age of 55. Ironically, AARP executives understand as well as anyone that
Medicare reform must be part of the equation for solving America’s budget woes.
In spite of this knowledge, AARP executives—in league with liberal politicians
who operate with the same disregard for the future—stubbornly cling to their
selfish goal of getting mine now. Obamacare would not have passed without the
strong support of seniors who were egged on by the purposefully deceitful scare
tactics of the AARP. Telling seniors that they must support Obamacare or see
their Medicare benefits reduced, the AARP was able to generate a tidal wave of
grassroots support from seniors nationwide. The truth, known to AARP executives who deceitfully stirred
up fear among the elderly in America, is that Obamacare not only fails to
protect Medicare benefits, its cuts them by $500 million dollars annually to
help finance other aspects of President Obama’s signature legislative “victory.”
If seniors heard the truth rather than the propaganda spread by the AARP, would
they really support leftwing policies that will leave the country their
grandchildren will inherit bankrupt? Although I hope this would not be the case,
I cannot answer for other seniors. I can, however, answer for this senior and my
answer is a resounding “NO!”
o Dark
secrets of AARP finally exposed to light Executives, employees
backed Obama, Dems by 14-to-1 ratio - But while many seniors believe AARP
offers worthwhile discounts on health and car insurance, vacations and
advice on financial planning, the group has a history of left-leaning
political stances and activism. Why the AARP health 'reform' endorsement?
AARP collects royalties on "Medigap insurance," a privately purchased
insurance coverage that helps pay some of the health-care costs that
Medicare doesn't cover. However, according to the U.S. Department of
Health and Human Services' Medicare website, seniors have the option of
joining Medicare
Advantage plans, allowing them to use Medicare funds to purchase
private insurance plans that offer extra benefits and lower copayments
than the Original Medicare Plan. An estimated 10.2 million seniors have
enrolled in Medicare Advantage. When seniors enroll in Medicare Advantage
plans, they often drop Medigap policies. Therefore, the switch may slash
Medigap revenues � and simultaneously impact AARP royalties from Medigap
insurance. ...AARP's federal funding - AARP is a
private, nonprofit group, but the AARP 2008 annual report shows that of
the $1.1 billion in revenue AARP received last year $90 million came from
a variety of grants, including a substantial amount of federal aid. Its
two largest grant programs offer tax counseling for the elderly and job
training for low-income seniors. ...In a March 2001 letter to the
Department of Health and Human Services on federal aid, the AARP
Foundation reported receiving money from the Department of Labor, the
Internal Revenue Service, the Department of Health and Human Services, the
Department of Housing and Urban Development and the Department of Justice,
according to NLPC. ...Former President George W. Bush attempted
to reform Social Security through the use of private retirement accounts
in 2005. His plan sought to permit workers to redirect 4 percent of their
Social Security payroll taxes into private accounts that would invest in
mutual funds and other securities. But AARP reacted to Bush's proposal by
slamming its members with mass mailings and spending $5 million on
full-page advertisements in 50 newspapers and an additional $5 million on
print ads opposing Bush's plan. ...According to NLPC, AARP combated tax cuts
during the Reagan and Bush administrations. It also fought the nomination
of Clarence Thomas to the U.S. Supreme Court in 1991 and helped the
Clinton administration defeat a balanced budget amendment in 1995. ...A
search of campaign contributions by AARP executives and employees
reveals they overwhelmingly gave to Obama's campaign and Democrats during
the 2008 election cycle by a ratio of 14 workers to one. ...In its March/April 2003 magazine, AARP
honored billionaire George Soros as one of its 50 "top innovators" in a
"Fearless 50" article. Robert Knight of Concerned Women for America
reported that while the list featured a few conservatives,
it was
"top heavy with liberal luminaries." House Minority Leader John
Boehner, R-Ohio, blasted AARP in an interview with the Hill just days ago.
"AARP is one of the most liberal organizations in Washington, D.C.,"
Boehner said. "Obviously, most seniors aren't aware of that." ...AARP declared in its
2007 policy book, "Congress should eliminate gaps in and strengthen
enforcement of the Brady Handgun Violence Prevention Act and other federal
gun laws." ...AARP also supports entitlements for
"migrant workers." In the same Dec. 10, 2004, press release, AARP stated:
"Migrant workers are among the most poorly paid and ill-housed workers in
the nation. They often do not qualify for Social Security or income
assistance programs. AARP supports efforts to meet the needs, particularly
of older and disabled workers, including making them aware of low income
assistance programs for which they may be eligible." ...In 2004,
AARP partnered
with the National Council of La Raza a group that has promoted
driver's licenses for illegal aliens, amnesty programs and no immigration
law enforcement by state and local police to "educate elderly Hispanics
and their families" on the Medicare prescription drug program. ...Pro-homosexual agenda - Focus on the
Family's Steve Kipp published a
2-page
analysis on AARP and what he considers a pro-homosexual agenda. He
notes that by 2004, AARP was openly referring to multiple homosexual
activist organizations, referencing a "web exclusive" AARP article written
by Randy Hecht, titled "No
straight answers." Kipp wrote that Hecht's article promoted gay
sensitivity training sessions that essentially served as "re-education"
sessions. A sidebar titled "Sites
to see: Organizations and resources for older gays, lesbians" offered
the five referred links on AARP's website:... ...Shredding the AARP membership card
According to news reports, at least 60,000 AARP members canceled their
memberships from July to August of this year amid anger over the group's
position on health care. AARP said the members represented a small
percentage of its total membership and that during the same time period,
400,000 people joined AARP and 1.5 million renewed their memberships. Some
members destroyed their AARP cards and switched to the
American Seniors
Association, the New York Times reported. The alternative organization
is offering former AARP members a year of free membership if they send in
their torn AARP cards. AARP has recently announced its endorsement of the
Affordable Health Care for America Act, or H.R. 3962, and the accompanying
Medicare Physician Payment Reform Act, H.R. 3961. AMAC
takes the following positions:
National
Association of Conservative Seniors Offers Americans Alternative to AARP
/Christian Newswire/ -- The
National Association of Conservative Seniors (NAOCS) now offers American senior
adults a conservative alternative to AARP for collective political influence,
insurance and healthcare discounts, and travel benefits. Seniors gain membership
benefits while working together to protect conservative American values. "These
are the best years of American seniors' lives," said John White, NAOCS founder
and president. "Our goal is to provide them with services that will enhance
these years, making it easier for them to focus on the things that matter most
to them: family, friends, faith and country."
National Association of Conservative Seniors was founded to provide exclusive
services and benefits to people age 60 and over, ranging from travel to
quality-of-life opportunities, while enabling them to participate in protecting
conservative values in the U.S. NAOCS advocates for members, and in turn,
members are enabled to hold politicians and elected officials accountable. NAOCS
members have access to numerous online resources, including top news stories
that affect American seniors, links of assistance to families of fallen veterans
and online voter registration. Benefits include financial planning services,
health and wellness offers, Medicare insurance plans and competitive pricing on
auto insurance and roadside assistance.
In addition, travel bonuses and retail coupons provide day-to-day savings on
items from food to entertainment for seniors in their prime years. NAOCS offers
two levels of membership: Silver and Gold Patriot. Silver membership gives
immediate access to NAOCS's exclusive benefits. Gold Patriot members receive all
the features of Silver membership, with the added bonus of "Click to Call."
"Click to Call" gives members direct connection to government officials,
including the White House, cabinet members, Supreme Court, senators,
representatives and governor. This unique interfacing of phone and Internet
places these calls with the simple, one-step click of a mouse. Members are
further empowered to influence their elected officials. Silver membership is
offered free for the first year. The added benefits of Gold Patriot membership
are $5 per month.
Online registration for both is available at www.naocs.us.
"We believe in America now, and we believe in America's future," said White.
"Together we can assure that the values our nation is built upon will continue
for our children, grandchildren and generations to come." To join National
Association of Conservative Seniors, call 1-800-570-7769. For more information,
visit www.naocs.us.
Senior Information, Resources, and Organizations
(Alternatives to liberal AARP)

Heritage Foundation: Click
here for
Social Security. Click
here for
Medicare/Medicaid.
More On Social Security from Bankrate.com:
Taxes - AMAC strongly feels that American
citizens are excessively taxed. There should be a reduction in income tax
rates for all wage earners. Likewise, corporations are over taxed. When a
corporation is taxed they simply increase the cost of their product or service
and the people wind up paying for the tax when the price is increased.
Growth in Government - AMAC favors a reduction
in the number of Federal departments and employees. Our government has grown
at the Federal, State and local levels. In Washington we now have twice as
many Departments as we had 100 years ago. As government grows and each year
more laws are passed, the individual citizen slowly has their rights taken
away.
Balanced Budget & the National Debt - The
annual budget has gone out of control. The President and the congress have
lost sight of their responsibilities. If we do not manage our fiscal and
financial condition our nation is put in serious jeopardy. By continuing to
borrow we are putting a huge burden on our children and grandchildren.
Medical Care -
AMAC believes it is a serious mistake to have
the Federal government interfere and dictate how medical care is provided in
this country. The present system of State regulations and free enterprise has
proven satisfactory for over 85% of our citizens. A simple change in state
regulations can solve most of the problems with people being covered. Medicare
should continue as-is with minor improvements, and more competition should be
encouraged.
Abortion - Our position is that we are
pro-life. We are against abortion in principle and feel it is improper to
allow government funding of abortions, except to save the life of the mother.
Gay
Marriage -
We are against gay marriage. We feel it
contributes to the destruction of the traditional family and offends the
religious beliefs of many Americans. AMAC has not taken a position on civil
unions or other legal issues affecting gays and lesbians.
Second Amendment- the right to bear arms -
Amac
believes that the Constitution clearly gives the right to carry arms to the
citizen. Attempts to infringe upon that right should be defeated.
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